Just how much could I borrow?

A cash advance needs to be affordable for you personally, and manageable. And, let’s face it; we wish you in order to spend us right right back! That’s why we shall lend you as much as 20% of what you are actually compensated throughout the amount of the mortgage, net after income tax. For you to repay so it’s easy. You are able to borrow between $100 and $500.

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Could I have money deposited into my bank-account in the exact same time that we use?

Yes, should your loan is approved before 3.30pm on an ordinary working day, the bucks may be compensated to your account the day that is same. The fee because of this ongoing solution is $10. Otherwise the money is compensated into the account instantaneously and it’s also accessible to you following day, at no cost that is additional.

Could I submit an application for that loan from SMARTCASH over the telephone?

No, you can easily just apply online.

Do i must have a banking account to just take a loan out from SMARTCASH?

Yes, your income has to be compensated into a banking account this is certainly in your title. We shall look at your bank details by checking your bank statements and also by calling your payroll officer once we plan the job. We repeat this together with your authorization.

Is my SMARTCASH loan application private?

Yes, your application that is online is and private. You may be additionally protected underneath the conditions associated with the Privacy Act 1993 which forbids personal information being divulged to virtually any alternative party without your permission. Allow us to discharge our responsibilities underneath the legislation, our company is necessary to make particular enquiries with 3rd events regarding the application to ensure it really is affordable and suited to you. We shall just do this in the event that you consent to the as an element of signing your loan agreement.

What goes on if we provide wrong information?

We must have the ability to validate your identification, your work, along with your banking details. We additionally check into your credit score. You ought to ensure most of the information which you provide is accurate to make certain your SMARTCASH application for the loan can continue with out a hitch. We shall contact you if we need further information or if perhaps one thing in the application does not look appropriate.

When is SMARTCASH available for company?

We have been available from 9am to 5pm Monday to Friday, excluding general public vacations.

Just how long does it decide to try obtain a SMARTCASH loan application authorized?

During company hours it will take 60 minutes getting a loan authorized providing we are able to verify your pay details together with your Payroll Officer and acquire your up-to-date bank statements. It might have a bit longer when we require more information away from you. If you’re a going back client along with your work details have never changed and also you meet our eligibility requirements, it takes not as much as 1 hour.

Other loan providers promote they truly are available for lending a day, 1 week per week. Is the fact that right?

You will see that other payday lenders promote that they’ll accept your application for the loan round the clock, nevertheless they will nevertheless process it during normal company hours. This means you may have to wait until the next day to hear if your loan is approved if you apply after 5pm on a business day.

How do you know if my SMARTCASH loan is authorized?

We shall e-mail you straight straight back within a full hour of getting the application to let you understand the status of the application. But, normally it takes longer sometimes to get hold of your payroll officer to verify your income details or we might request you to provide information that is additional. At any time, you will see the status of one’s loan by signing into the ‘Smartcash Account’.

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